by Glenn Maclaren | Sep 24, 2021 | Blog, Homeownership, Mortgage
As the saying goes, nothing worth having comes easy. This holds especially true when buying a home and obtaining a mortgage. While the prospect of turning the dream of homeownership into a reality is both exciting and rewarding, the journey itself can be long and...
by Glenn Maclaren | Sep 17, 2021 | Blog, Mortgage
When people say it takes a community to raise a family, a similar mentality can be applied to the importance of surrounding yourself with a team of experts before you begin your homeownership journey. Buying a home is a huge milestone and among the largest...
by Glenn Maclaren | Sep 10, 2021 | Announcements, Blog, Homeownership, Mortgage
Housing affordability is always an election hot topic – and this year is no different. Perhaps the most notable pledge in the Liberal party’s housing platform, and the one that’s attracted the most commentary, is a call to ban blind bidding as part of a new Home...
by Glenn Maclaren | Sep 3, 2021 | Blog, Homeownership
Building a new property from the ground up is an exciting challenge as you get to customize your home based on your family’s specific wants and needs. The building process as well as construction financing is much different than the typical homeownership journey, so...
by Glenn Maclaren | Aug 27, 2021 | Blog, Homeownership
As we lived cooped up during rotating lockdowns, many of us were inspired to tap into our creative and resourceful selves fuelling a desire to learn new skills and a willingness to implement a changed behaviour. Whether decorating, landscaping, repairing or...
by Glenn Maclaren | Aug 20, 2021 | Blog, Homeownership, Mortgage
As a homeowner, if you’re unable to make regular mortgage payments, the loan will ultimately fall into a state of default, forcing you to forfeit all rights to the property. This is called foreclosure. Foreclosure is a lengthy and costly process that should be...
by Glenn Maclaren | Aug 13, 2021 | Blog, Economy, Homeownership, Mortgage
“OK boomer”. This common, cross-generational catchphrase with a hint of affection and a heap of irony is used by younger generations when speaking to those whose opinions and outlooks are perceived to be out of touch. Just the same, Canada’s boomers (aka Baby Boomers)...
by Glenn Maclaren | Aug 6, 2021 | Blog, Homeownership, Mortgage
There are many social and cultural factors that influence homebuying trends, but perhaps none more so than the period of time we were born. Connected by shared values, attitudes and behaviours, generational groups tend to make decisions based on their place in the...
by Glenn Maclaren | Jul 23, 2021 | Blog, Economy, Finance, Homeownership
When selling your home, it’s important to include real estate commission in your budget because it’s a significant fee in the selling process that will impact your overall profits. Realtors are well worth their commission as they help sellers get the right...
by Glenn Maclaren | Jul 16, 2021 | Announcements, Blog, Economy
The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank is maintaining its extraordinary forward guidance on the path for the overnight rate....
